FINANCE

We are able to source finances from many different banking institutions both in Australia and overseas.

Generally speaking, if you buy a property in Australia, you will be able to borrow in AUD, or the local currency that you are paid in. Almost certainly any other currency will NOT be considered, as of the last few months and the banks lending guideline changes.

Currency switching on mortgages is often allowed under the bank guidelines. This should be discussed at the outset.

Generally the mortgages taken out are principal and interest loans, however some clients may opt for interest only. Your decision.

The percentage that the banks will lend is normally greater for AUD mortgages than local currency loans. These percentages do change and should be carefully checked when applying for a loan. We will advise you at the time.

Hong Kong, Singapore and USD loans the interest rates are considerably less than borrowing in AUD.However please note the volatility of the AUD however.

All discussions involving finances are on a strictly confidential basis between our company and our clients.